Vicki Fears Losing Motability Car

Published: 26 November 2025 Wednesday. The English Chronicle Desk. The English Chronicle Online

Vicki Hoban has named her car Indy, and for good reason – it represents her independence. The black Vauxhall Mokka, leased through the Motability Scheme, allows Vicki to travel the 15-minute journey from her home in Monmouth to a nearby farm to work with horses, something she could not manage on public transport.

However, she is “terrified” that the scheme – which allows people receiving certain disability benefits to lease vehicles at reduced costs – could be revised in the government’s upcoming Budget. Losing access to the car, she says, would feel like “tearing off limbs.”

Vicki has complex health needs, including autism, ADHD, and the life-limiting condition Ehlers-Danlos Syndrome. The syndrome causes her joints to dislocate daily, and earlier this year, she broke three ribs after a minor fall. “While most people are made of super glue, I am made of Pritt Stick,” she said.

Her car, leased through the Motability Scheme, is funded by the mobility component of her Personal Independence Payment (PIP). The scheme covers the lease, insurance, and any necessary adaptations, leaving recipients responsible only for fuel.

Describing the scheme as “phenomenal,” Vicki explained that public transport is extremely difficult for someone in her situation. The car allows her to attend hospital appointments, participate in her community, and travel to the farm to work with horses, giving her both independence and physical exercise. “Coming outside is amazing,” she added.

The Motability Scheme, which supports thousands of disabled people across the UK, is currently under review. The government has cited increasing recipient numbers and claims of abuse as reasons to consider changes, aiming to make the system “fairer.” For people like Vicki, however, the car is far more than a convenience – it is essential to their quality of life and autonomy.